Card-not-present merchant accounts since 2005 · Direct line: (805) 995-9942

Refer merchants who need hands-on payment help

Introduce established card-not-present or retail businesses that need processor placement, gateway help, risk analysis, or ongoing account support.

Who makes a good partner

Good referral partners already advise merchants

We work with lead-generation partners who understand the merchant's business and can recognize when payment processing has become an operating problem.

  • Card-not-present consultants and agencies.
  • Web developers and gateway specialists.
  • Business advisors and service providers.
  • Merchants who know another business that needs help.

After the introduction

How we handle a referred merchant

Experience since 2005

Work across low-, medium-, and high-risk merchant accounts.

A named contact

One contact for both the partner and the referred merchant.

Card-not-present expertise

Merchant accounts, gateways, pricing, fraud, risk, and chargebacks.

Terms discussed directly

We explain the referral arrangement before anyone makes an introduction.

Referral process

Three steps, starting with a conversation

1. Start the partner conversation

Share the kind of merchants you work with and where payment problems usually appear.

2. Make an introduction

Connect the merchant with Top Rank Commerce when the need and timing are clear.

3. Discuss the merchant

We talk directly about the business, gateway, processing history, risk, and what needs to change.